Get over $600 back every year.

That's what the average American family would earn if they used their PerkStreet FinancialSM Visa® Debit Card to shop and pay bills.

You won't find a bank with more debit card rewards and there is no limit to what you can earn.

See how we stack up.

Hold onto your moolah.

This account is free.

  • Free PerkStreet FinancialSM Visa® Debit Card
  • Free checkbooks
  • Free online banking and bill pay
  • Free rewards - never pay an annual fee

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More free ATMs Nationwide

No other bank gives you more free ATMs than we do. See the proof.

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In the Press

New York Times
". . .One of the richest checking accounts in the land."

Fox Business
"A pretty cool idea!"

Barron's
"Providing free access to thousands of ATMs."

Netbanker
"The market seems right for a focused debit-card-rewards provider."

What People Are Saying


"Robust online banking... very simple and user friendly."
Sam, Framingham, MA


"I like that there are no hidden fees or charges."
Andrew, San Francisco, CA


"I love earning free music just for spending money I normally would!"
Alexei, Boston, MA

From Our Blog

The cost of branches
It used to be that people chose banks based on location. But today, with the profusion of ATMs, online banking and online bill payment, being able to go into a branch just isn’t as important. Many people consider it a hassle to travel to a branch just to wait in line.

Ron Lieber had a great article in the New York Times today about when it makes sense to switch banks and why bank branches are essentially irrelevant today. The only thing branches really offer is peace of mind, but it comes at a high price.

More from our blog.

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