The PerkStreet FinancialSM Debit MasterCard® is your key to spending, earning, and saving.
Earn cash back and retailer rewards on almost every debit card purchase, including special offers just for you.
No credit check required, no annual fees, no finance charges. Get credit card benefits without the debt.
We reward you for smart spending without making you pay to use your card or account. That's how banking should be.
When you pay with PerkStreet, we pay you back with perks.
Perks can be redeemed for cash back.
Just swipe your PerkStreet
card and choose "Credit"
or shop online.
offers delivered right
to your inbox
There are two ways to use the perks you've earned.
Get cash credited directly to your account.
For every 22 perks you redeem, you receive $20 cash back. Cash can be redeemed in increments of $20, and there's no limit to how much cash you can earn.
Redeem your perks for gift cards to retailers and restaurants like Amazon®, Walmart, Target®, Applebee's®, and many more. View a full list of retailers.
Each perk is worth $1 in gift card value. Available card values may vary by merchant.
Meet your own personal teller that goes wherever you go.
Save and earn more towards your goals — whether it's a sunny day
at the beach, or some sunshine on your rainy day.
No minimum deposit, no minimum balance, and no maintenance fees. Compare our rates to other banks.
Start a college fund, plan for vacation, or save up for a new car — PerkStreet Savings helps you turn the money you save into the things you want.
Combined with your PerkStreet checking account, you can earn rewards for the money you spend while getting paid for the money you save.