PerkStreet Financial

no branches

Trade bank branches for things you really want

U.S. banks spend over $80 billion a year to build and keep their branches open. Our customers prefer to bank online, so we invest our money in what really matters:

Awesome perks – over 10x the average debit card ^*
Tons of surcharge-free ATMs
Super fast phone service, 24/7

A checking account with awesome perks you’ll love

Roll over the pictures to explore

Account Overview Opening an Account Earning Perks Banking Online Depositing Money Withdrawing Money

PerkStreet Financial^SM Visa^® Debit Card gives you 1% cash back, free music or coffee
Super fast live phone service, 24/7
Free checks
$25 deposit to open
No minimum balance requirement
No monthly fees when you use your account
Nation's largest surcharge-free ATM network
Free online banking and bill pay

Opening an Account

Sign up in just five minutes
Deposit at least $25 using your current debit card, credit card or checking account number
Once your account is funded, your PerkStreet Financial^SM Visa^® Debit Card and checkbook show up in about a week

Banking Online

Pay bills
Check your balance
Find an ATM
See transaction history
Transfer money in and out
Set up mobile alerts

Deposit a Check

Free standard mail: Use our postage-paid envelopes and order more anytime.
Free overnight delivery: Mail check at 3,400 UPS^® and Mailboxes Etc^® locations for free and PerkStreet will receive your deposit the next day.

Deposit Electronically

Direct deposit: Sign up with your employer and deposit your paycheck automatically.
Online transfers: Move money easily between your PerkStreet account and outside accounts.

Withdrawing Money

ATMs: 37,000+ free ATMs through STARsf^®, the nation’s largest surcharge-free network. Safe and convenient locations at 7-Eleven^®, CVS^®, Walgreen’s^®, Costco^® and Target^® and more.

Find an ATM
Cash back: Use your debit card with your PIN and get cash back at the register without a fee.

Earning Perks

Choose between earning 1% cash back, music or coffee perks
Switch to another perk whenever you want with no penalty
Earn perks automatically for all non-PIN debit card purchases
No limits on what you can earn
Redeem online in 60 seconds
Every time you earn perks, we make a contribution to The Hunger Project.

We're for people who:

like to pay for stuff with a debit card
like getting free perks
prefer to bank online and over the phone, instead of waiting in line at a branch
use ATMs, but don’t like paying fees

Member FDIC
A member of the FDIC

Banking services provided by
The Bancorp Bank, FDIC insured.

Help

Resources

The Fine Print

866.792.2834 fast live service, 24/7

To get 2% cash back for six months (180 days), just open an account online with at least $25. The six month period will begin once your account has been opened. You'll earn cash back on all non-PIN debit card purchases.

After the six month period, you'll earn 1 % cash back on all non-PIN debit card purchases – which is phenomenal compared to other debit cards.

We also offer two other types of rewards: Free music and free coffee. If you choose to receive free music or coffee instead of cash back, you'll earn double for your first six months (180 days).

The following people are not eligible to receive this offer (we're sorry!):

Current PerkStreet^SM customers
Former PerkStreet customers who closed their accounts within the past twelve months
People who share a household with a PerkStreet customer

Offer expires April 30th, 2010 and we may modify or cancel this offer at any time.

* The average debit card offers .04% rewards vs. PerkStreet at 1%. 17% of debit cards offer rewards (Source: BAI/Hitachi 2008 Study of Consumer Payment Preferences). Of debit cards that offer rewards, the average value provided is 0.23% of spending (Source: Survey of the top 10 bank holding companies by total domestic deposits, as ranked by the FDIC). The resultant value provided by the average debit card is 0.04% of spending compared to PerkStreet at 1%.

** The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

The merchants represented are not sponsors of PerkStreet perks, or otherwise affiliated with PerkStreet Financial Inc. The logos and other identifying marks are trademarks of and owned by each represented company and/or its affiliates. Used under license. Please visit each company's website for additional terms and conditions of use.

The Bullseye Design and Target are registered trademarks and Target GiftCard is a service mark of Target Brands, Inc. All rights reserved. Terms and conditions are applied to GiftCards. Target is not a participating partner in or sponsor of this offer.