About Us

Working to change banking for the better

We founded PerkStreet FinancialSM because we saw the chance to use our 50+ collective years of banking experience to build something that really matters.

The Need

We couldn’t help noticing that millions of Americans were getting very little from their banks:

  • Spending responsibly using a debit card meant missing out on great debit rewards
  • Calling your bank for help often meant getting stuck on hold
  • Finding the nearest free ATM sometimes didn’t seem worth the trouble
  • Asking simple questions didn’t always lead to clear answers

Our Vision

We believe that banks should align their goals with their customers’ best interests – to give them what they want and need – and that it’s possible to build a successful business this way.

Who we Serve

We serve people who manage their money responsibly, and want to get rewarded for it – not for getting into debt.

We serve people who prefer to bank using their computers, ATMs and phones – not branches.

We serve people who believe that positive change in banking can happen and choose to be a part of it.

What we Offer

We’ve brought together an FDIC-insured financial institution with over $2 billion in assets, the largest surcharge-free ATM network and some of the best retail brands in the country to deliver an online checking account that gives you more rewards than a credit card – so you can spend responsibly and get awesome rewards for it. While it may sound like a simple idea, until now it’s been unheard of.

Soon, we’ll introduce other banking products and services that continue to redefine the way banking is done. We think you’ll like what you see. Stay tuned.