• Blog

    401(k) Karate: How to Prepare for Retirement Like a Ninja

    When it comes time to fill out your 401(k) paperwork, you might be totally confused about how much to contribute. I know I was. Some companies match a percentage of your contribution, so that’s always going to encourage you to contribute more. After doing my own research, it seems like the key to understanding what you should contribute to your 401(k) lies in understanding how a 401(k) works, so let’s start there, moving through what the average American contributes to a 401(k) and touching on how to know your 401(k) is a good one. Armed with a little information, you could be kicking 401(k) butt in no time. I feel…

  • Blog

    How You Stack Up: What Does the Average American’s Debt Look Like?

    Debt is an interesting beast in today’s culture. Many of us are carrying it around on our backs. It weighs us down, but on the surface, we look the same. Debt may be unseen, but it’s certainly not unknown. While debt can be isolating, there are so many people out there waging their own personal wars against it, you might find yourself wondering how you stack up against the average American. How do I compare? Do I have more debt than my neighbours? How bad is this really getting? These questions plague thousands of Americans as they seek to assess their own situations. So PerkStreet set out to give you a peek…

  • Blog

    30 Financial Vocab Words Your Kids Should Know

    So your daughter/son is studying poetry vocabulary in school this week. She is probably worried about learning the difference between caesura and enjambment. These are important distinctions for kids. (Caesura is a stop in the middle of a line of poetry and enjambment is when a complete thought flows past the end of one line onto another, often ending in a caesura.) But what about the words they’ll actually use in life, like “Bounced Check” or “APR”? When is it financial literacy week in school? April is financial literacy month, so hopefully, your answer is, “Next month, Kyle!” But just in case your children don’t learn anything about money in…

  • News

    Personal Finance Pulse: Women Read about Personal Finance More than Men

    Last week, we surveyed expert personal finance writers from across the country for our monthly “Personal Finance Pulse.” This is our second survey of these great writers and bloggers, and we’re proud to be able to gather their thoughts all together. The goal here is to share the aggregate opinion of some of the best minds in personal finance — to show you, our readers, what’s going on right now when it comes to saving money and living a better financial life. Women More Interested in Improving their Finances? All told, 68.2% of respondents to this month’s survey reported believing women are more interested in the personal finance content they…

  • Credits

    Credit Karma and Credit Sesame: Free Protection for Your Credit Score (and Your Identity)

    If you’re worrying about being the victim of identity theft, you should also be concerned enough to be looking for ways to protect your good credit score. Monitoring your credit score is a great way to find out whether your identity has been compromised. The problem is that many of the free credit reporting services only offer access to your score once per year. They’re just not as good as they could be. Some up-and-coming new websites have improved this experience: Credit Karma and Credit Sesame can help you retake control of your credit score. Credit Karma and Credit Sesame: Both Offering Free Credit Scores Both Credit Karma and Credit Sesame are free, which…

  • Blog

    Welcome to the PerkStreet Blog

    I never leave my apartment without the essentials: my phone and my debit card. I love shopping for a new phone, even when I don’t need one. The most basic phones are always improving and at the high end, there just might be a feature that changes my life. Experimenting with the new iPhone, I felt a thrill up my spine every time it rang. I don’t get that same thrill when it comes to picking a checking account or using my debit card. The thought of shopping for a new bank account is below taxes on my list of things to do. I come from the financial services industry and I can’t…